❤️ Social Worker

Social Worker Insurance

Professional liability and general liability insurance for social worker in Arizona. Insurance for social work professionals.

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📋Same-day certificates

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Unique Risks We Address

Every social worker faces specific risks. We make sure you're covered.

Client harm claims

Mandatory reporting failures

Treatment plan errors

Confidentiality breaches

Child welfare oversights

Crisis intervention errors

Assessment mistakes

Documentation gaps

Coverage Options

Recommended Coverage

Tailored insurance products for social worker operations.

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Professional Liability (E&O)

Protects against claims of negligence, errors, or omissions in your professional services.

Negligent advice
Service errors
Missed deadlines
Failure to perform

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General Liability

Covers bodily injury and property damage claims arising from your business operations.

Client slip & falls
Property damage
Premises liability
Completed operations

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Abuse & Molestation

Coverage for allegations of misconduct or inappropriate behavior.

Misconduct allegations
Investigation costs
Defense expenses
Background check gaps

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Property & Equipment

Protects your office space, equipment, furniture, and business personal property.

Office equipment
Computers & tech
Furniture & fixtures
Business records

Frequently Asked

What insurance does a social worker need?

At minimum, Professional Liability (E&O) and General Liability. Add Cyber Liability if you handle client data, and Property coverage for your office and equipment.

How much does social worker insurance cost?

Costs vary based on revenue, services offered, and claims history. Most small operations start at $500-$1,500/year for a comprehensive package.

Do I need insurance if I work from home?

Yes. Homeowner's insurance does not cover professional liability. You need a separate business policy regardless of where you work.