🏦 Premium Finance Company

Premium Finance Company Insurance

Professional liability and general liability insurance for premium finance company in Arizona. Insurance for premium financing operations.

Fast quotes — often within 24 hours
🏆A-rated carriers only
📋Same-day certificates

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No obligation. Free consultation.

Unique Risks We Address

Every premium finance company faces specific risks. We make sure you're covered.

Calculation errors
Payment processing failures
Cancellation timing errors
Compliance violations
Data breaches
Fee disputes
Collection issues
Disclosure failures
Coverage Options

Recommended Coverage

Tailored insurance products for premium finance company operations.

📋

Professional Liability (E&O)

Protects against claims of negligence, errors, or omissions in your professional services.

  • Negligent advice
  • Service errors
  • Missed deadlines
  • Failure to perform
🛡️

General Liability

Covers bodily injury and property damage claims arising from your business operations.

  • Client slip & falls
  • Property damage
  • Premises liability
  • Completed operations
🏢

Property & Equipment

Protects your office space, equipment, furniture, and business personal property.

  • Office equipment
  • Computers & tech
  • Furniture & fixtures
  • Business records
💻

Cyber Liability

Covers data breaches involving client data, payment processing, and digital records.

  • Client data breach
  • Payment card theft
  • System hack
  • Notification costs

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

What insurance does a premium finance need?
At minimum, Professional Liability (E&O) and General Liability. Add Cyber Liability if you handle client data, and Property coverage for your office and equipment.
How much does premium finance insurance cost?
Costs vary based on revenue, services offered, and claims history. Most small operations start at $500-$1,500/year for a comprehensive package.
Do I need insurance if I work from home?
Yes. Homeowner's insurance does not cover professional liability. You need a separate business policy regardless of where you work.
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