🔍 Occupancy & Condition Inspections

Occupancy & Condition Inspections Insurance

Professional liability and general liability insurance for occupancy & condition inspections in Arizona. Insurance for property inspection services.

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Unique Risks We Address

Every occupancy & condition inspections faces specific risks. We make sure you're covered.

Inspection oversights

Hazard identification failures

Report inaccuracies

Code compliance misses

Safety assessment errors

Documentation gaps

Missed defects

Property access incidents

Coverage Options

Recommended Coverage

Tailored insurance products for occupancy & condition inspections operations.

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Professional Liability (E&O)

Protects against claims of negligence, errors, or omissions in your professional services.

Negligent advice
Service errors
Missed deadlines
Failure to perform

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General Liability

Covers bodily injury and property damage claims arising from your business operations.

Client slip & falls
Property damage
Premises liability
Completed operations

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Property & Equipment

Protects your office space, equipment, furniture, and business personal property.

Office equipment
Computers & tech
Furniture & fixtures
Business records

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Cyber Liability

Covers data breaches involving client data, payment processing, and digital records.

Client data breach
Payment card theft
System hack
Notification costs

Frequently Asked

What insurance does a occupancy inspections need?

At minimum, Professional Liability (E&O) and General Liability. Add Cyber Liability if you handle client data, and Property coverage for your office and equipment.

How much does occupancy inspections insurance cost?

Costs vary based on revenue, services offered, and claims history. Most small operations start at $500-$1,500/year for a comprehensive package.

Do I need insurance if I work from home?

Yes. Homeowner's insurance does not cover professional liability. You need a separate business policy regardless of where you work.