🏛️ Municipal Consultant

Municipal Consultant Insurance

Professional liability and general liability insurance for municipal consultant in Arizona. Insurance for government and municipal consulting.

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Unique Risks We Address

Every municipal consultant faces specific risks. We make sure you're covered.

Policy advice errors

Budget projection failures

Regulatory compliance gaps

Public safety oversights

Grant management errors

Procurement process issues

Environmental oversights

Infrastructure planning errors

Coverage Options

Recommended Coverage

Tailored insurance products for municipal consultant operations.

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Professional Liability (E&O)

Protects against claims of negligence, errors, or omissions in your professional services.

Negligent advice
Service errors
Missed deadlines
Failure to perform

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General Liability

Covers bodily injury and property damage claims arising from your business operations.

Client slip & falls
Property damage
Premises liability
Completed operations

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Property & Equipment

Protects your office space, equipment, furniture, and business personal property.

Office equipment
Computers & tech
Furniture & fixtures
Business records

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Cyber Liability

Covers data breaches involving client data, payment processing, and digital records.

Client data breach
Payment card theft
System hack
Notification costs

Frequently Asked

What insurance does a municipal consultant need?

At minimum, Professional Liability (E&O) and General Liability. Add Cyber Liability if you handle client data, and Property coverage for your office and equipment.

How much does municipal consultant insurance cost?

Costs vary based on revenue, services offered, and claims history. Most small operations start at $500-$1,500/year for a comprehensive package.

Do I need insurance if I work from home?

Yes. Homeowner's insurance does not cover professional liability. You need a separate business policy regardless of where you work.