📝 Academic Testing Services

Academic Testing Services Insurance

Professional liability and general liability insurance for academic testing services in Arizona. Protect your testing center from E&O claims.

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Unique Risks We Address

Every academic testing services faces specific risks. We make sure you're covered.

Test scoring errors

Confidentiality breaches

Accessibility complaints

Scheduling failures

Data handling errors

Wrongful disqualification

Testing environment issues

Technology failures

Coverage Options

Recommended Coverage

Tailored insurance products for academic testing services operations.

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Professional Liability (E&O)

Protects against claims of negligence, errors, or omissions in your professional services.

Negligent advice
Service errors
Missed deadlines
Failure to perform

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General Liability

Covers bodily injury and property damage claims arising from your business operations.

Client slip & falls
Property damage
Premises liability
Completed operations

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Property & Equipment

Protects your office space, equipment, furniture, and business personal property.

Office equipment
Computers & tech
Furniture & fixtures
Business records

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Cyber Liability

Covers data breaches involving client data, payment processing, and digital records.

Client data breach
Payment card theft
System hack
Notification costs

Frequently Asked

What insurance does a academic testing services need?

At minimum, Professional Liability (E&O) and General Liability. Add Cyber Liability if you handle client data, and Property coverage for your office and equipment.

How much does academic testing services insurance cost?

Costs vary based on revenue, services offered, and claims history. Most small operations start at $500-$1,500/year for a comprehensive package.

Do I need insurance if I work from home?

Yes. Homeowner's insurance does not cover professional liability. You need a separate business policy regardless of where you work.