Yacht Clubs

Yacht Club Insurance

Insurance for yacht clubs, sailing clubs, and boating organizations across Arizona. Protect your members, marina, vessels, and waterfront operations.

Fast quotes — often within 24 hours
🏆A-rated carriers only
📋Same-day certificates

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No obligation. Protect your mission.

Unique Risks We Address

Every yacht clubs faces specific risks. We make sure you're covered.

Drowning incidents
Dock slip & falls
Boat collision liability
Marina property damage
Fuel spill/pollution
Race/regatta injuries
Clubhouse event liability
Member vessel damage
Coverage Options

Recommended Coverage

Tailored insurance products for yacht clubs operations.

🛡️

General Liability

Protects against bodily injury and property damage claims from your operations, premises, and programs.

  • Premises liability
  • Operations coverage
  • Personal & advertising injury
  • Medical payments
🏢

Property & Contents

Covers your building, furnishings, equipment, and inventory against fire, theft, vandalism, and natural disasters.

  • Building coverage
  • Contents & equipment
  • Business interruption
  • Valuable papers
👔

Directors & Officers (D&O)

Shields board members, officers, and volunteers from personal liability for organizational decisions.

  • Wrongful acts defense
  • Employment claims
  • Breach of duty
  • Regulatory actions
⚙️

Workers' Compensation

Required coverage for employees injured on the job — covering medical expenses, lost wages, and rehabilitation.

  • Medical expenses
  • Lost wages
  • Rehabilitation
  • Employer liability
📋

Professional Liability (E&O)

Coverage for claims of negligence, errors, or omissions in the professional services your organization provides.

  • Service delivery errors
  • Advice & counsel claims
  • Program failures
  • Referral liability
💻

Cyber Liability

Protects against data breaches, ransomware attacks, and the costs of notifying affected individuals.

  • Data breach response
  • Ransomware coverage
  • Notification costs
  • Credit monitoring

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

Does GL cover incidents on the water?
Standard GL covers your dock, clubhouse, and shore-side operations. For on-water liability, consider Marina Operators Legal Liability or a Watercraft endorsement.
Are sailing lessons and races covered?
GL covers organized activities. For regattas, consider event-specific coverage with higher limits. Require participant waivers and life jacket use.
What about fuel spill pollution?
Standard GL may exclude pollution. Consider Environmental/Pollution Liability for fuel spill cleanup, especially if you have fuel docks.
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