Unique Risks We Address

Every united way faces specific risks. We make sure you're covered.

Campaign fund mismanagement

Donor data breaches

Board fiduciary claims

Event injuries

Grant allocation disputes

Volunteer injuries

Employment practices claims

Workplace campaign liability

Coverage Options

Recommended Coverage

Tailored insurance products for united way operations.

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Directors & Officers (D&O)

Shields board members, officers, and volunteers from personal liability for organizational decisions.

Wrongful acts defense
Employment claims
Breach of duty
Regulatory actions

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General Liability

Protects against bodily injury and property damage claims from your operations, premises, and programs.

Premises liability
Operations coverage
Personal & advertising injury
Medical payments

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Cyber Liability

Protects against data breaches, ransomware attacks, and the costs of notifying affected individuals.

Data breach response
Ransomware coverage
Notification costs
Credit monitoring

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Property & Contents

Covers your building, furnishings, equipment, and inventory against fire, theft, vandalism, and natural disasters.

Building coverage
Contents & equipment
Business interruption
Valuable papers

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Professional Liability (E&O)

Coverage for claims of negligence, errors, or omissions in the professional services your organization provides.

Service delivery errors
Advice & counsel claims
Program failures
Referral liability

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Workers' Compensation

Required coverage for employees injured on the job — covering medical expenses, lost wages, and rehabilitation.

Medical expenses
Lost wages
Rehabilitation
Employer liability

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

What's the most critical coverage for United Way?

D&O is paramount — board members oversee significant fundraising, grant allocation, and investment decisions. Cyber Liability is also critical given the volume of donor data you manage.

Does insurance cover our Day of Caring events?

Yes. General Liability covers volunteer events like Day of Caring. For large events, consider higher limits. Require any project sites to carry their own insurance as well.

Do we need fiduciary coverage?

If you manage employee benefit plans, endowments, or investment accounts, fiduciary liability coverage is essential. It's often bundled in a Nonprofit Management Liability package.

United Way Insurance

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