💊 Substance Abuse (Outpatient)

Substance Abuse Outpatient Insurance

Insurance for outpatient substance abuse clinics, addiction counseling centers, and MAT programs across Arizona. Protect your counselors, clients, and practice.

Fast quotes — often within 24 hours
🏆A-rated carriers only
📋Same-day certificates

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No obligation. Protect your mission.

Unique Risks We Address

Every substance abuse (outpatient) faces specific risks. We make sure you're covered.

Counseling malpractice
Client relapse claims
HIPAA violations
Medication-assisted treatment errors
Staff-to-client boundaries
Group therapy incidents
Client confidentiality breaches
Failure to refer claims
Coverage Options

Recommended Coverage

Tailored insurance products for substance abuse (outpatient) operations.

📋

Professional Liability (E&O)

Coverage for claims of negligence, errors, or omissions in the professional services your organization provides.

  • Service delivery errors
  • Advice & counsel claims
  • Program failures
  • Referral liability
🛡️

General Liability

Protects against bodily injury and property damage claims from your operations, premises, and programs.

  • Premises liability
  • Operations coverage
  • Personal & advertising injury
  • Medical payments
🔒

Abuse & Molestation

Critical coverage for organizations serving vulnerable populations — covers allegations of abuse or misconduct.

  • Abuse allegations
  • Investigation costs
  • Defense expenses
  • Background check gaps
💻

Cyber Liability

Protects against data breaches, ransomware attacks, and the costs of notifying affected individuals.

  • Data breach response
  • Ransomware coverage
  • Notification costs
  • Credit monitoring
🏢

Property & Contents

Covers your building, furnishings, equipment, and inventory against fire, theft, vandalism, and natural disasters.

  • Building coverage
  • Contents & equipment
  • Business interruption
  • Valuable papers
⚙️

Workers' Compensation

Required coverage for employees injured on the job — covering medical expenses, lost wages, and rehabilitation.

  • Medical expenses
  • Lost wages
  • Rehabilitation
  • Employer liability

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

What insurance does an outpatient substance abuse clinic need?
Professional Liability (for counseling/treatment), General Liability, Abuse & Molestation, Cyber Liability (HIPAA), Property, and Workers' Comp form the essential coverage package.
Does professional liability cover group therapy sessions?
Yes. Professional Liability covers claims arising from both individual and group therapy sessions, including allegations of negligent facilitation or harmful group dynamics.
Are we covered for medication-assisted treatment (MAT)?
Yes. Professional Liability covers claims related to MAT programs, including medication errors, improper dosing, or failure to monitor. Verify your policy specifically includes MAT services.
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