🤝 Social Clubs

Social Club Insurance

Insurance for social clubs, fraternal organizations, civic clubs, and membership organizations across Arizona. Protect your members, events, and facilities.

Fast quotes — often within 24 hours
🏆A-rated carriers only
📋Same-day certificates

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No obligation. Protect your mission.

Unique Risks We Address

Every social clubs faces specific risks. We make sure you're covered.

Event injuries
Alcohol-related incidents
Property damage
Member disputes
Board decision liability
Facility rental liability
Parking lot accidents
Data breaches
Coverage Options

Recommended Coverage

Tailored insurance products for social clubs operations.

🛡️

General Liability

Protects against bodily injury and property damage claims from your operations, premises, and programs.

  • Premises liability
  • Operations coverage
  • Personal & advertising injury
  • Medical payments
🏢

Property & Contents

Covers your building, furnishings, equipment, and inventory against fire, theft, vandalism, and natural disasters.

  • Building coverage
  • Contents & equipment
  • Business interruption
  • Valuable papers
👔

Directors & Officers (D&O)

Shields board members, officers, and volunteers from personal liability for organizational decisions.

  • Wrongful acts defense
  • Employment claims
  • Breach of duty
  • Regulatory actions
⚙️

Workers' Compensation

Required coverage for employees injured on the job — covering medical expenses, lost wages, and rehabilitation.

  • Medical expenses
  • Lost wages
  • Rehabilitation
  • Employer liability
📋

Professional Liability (E&O)

Coverage for claims of negligence, errors, or omissions in the professional services your organization provides.

  • Service delivery errors
  • Advice & counsel claims
  • Program failures
  • Referral liability
💻

Cyber Liability

Protects against data breaches, ransomware attacks, and the costs of notifying affected individuals.

  • Data breach response
  • Ransomware coverage
  • Notification costs
  • Credit monitoring

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

Does GL cover our social events?
Yes. General Liability covers bodily injury and property damage at your events. If alcohol is served, add Liquor Liability coverage to protect against alcohol-related claims.
Do we need D&O for our volunteer board?
Yes. Board members can be personally sued for financial decisions, membership disputes, and employment practices. D&O protects their personal assets.
What about renting our clubhouse to outside groups?
Your GL may respond, but we strongly recommend requiring renters to carry their own insurance and name your club as additional insured.
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