👴 Senior Centers

Senior Center Insurance

Insurance for senior centers, adult day programs, and elder care facilities across Arizona. Protect your participants, staff, and community programs.

Fast quotes — often within 24 hours
🏆A-rated carriers only
📋Same-day certificates

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No obligation. Protect your mission.

Unique Risks We Address

Every senior centers faces specific risks. We make sure you're covered.

Participant falls
Medication errors
Transportation accidents
Elder abuse allegations
Medical emergencies
Food service liability
Activity injuries
Wandering/elopement
Coverage Options

Recommended Coverage

Tailored insurance products for senior centers operations.

🛡️

General Liability

Protects against bodily injury and property damage claims from your operations, premises, and programs.

  • Premises liability
  • Operations coverage
  • Personal & advertising injury
  • Medical payments
📋

Professional Liability (E&O)

Coverage for claims of negligence, errors, or omissions in the professional services your organization provides.

  • Service delivery errors
  • Advice & counsel claims
  • Program failures
  • Referral liability
🔒

Abuse & Molestation

Critical coverage for organizations serving vulnerable populations — covers allegations of abuse or misconduct.

  • Abuse allegations
  • Investigation costs
  • Defense expenses
  • Background check gaps
🏢

Property & Contents

Covers your building, furnishings, equipment, and inventory against fire, theft, vandalism, and natural disasters.

  • Building coverage
  • Contents & equipment
  • Business interruption
  • Valuable papers
⚙️

Workers' Compensation

Required coverage for employees injured on the job — covering medical expenses, lost wages, and rehabilitation.

  • Medical expenses
  • Lost wages
  • Rehabilitation
  • Employer liability
🚗

Commercial Auto

Covers vehicles owned, leased, or used by your organization for transporting clients, supplies, or staff.

  • Owned vehicles
  • Hired & non-owned auto
  • Client transport
  • Volunteer drivers

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

What are the biggest liability risks for senior centers?
Falls are the #1 risk. Other significant exposures include transportation accidents, medication errors, and elder abuse allegations. A comprehensive GL and Professional Liability package addresses these.
Do we need abuse & molestation coverage?
Yes. Senior centers serve a vulnerable population. Abuse & Molestation coverage protects against allegations of elder abuse, neglect, or financial exploitation by staff or volunteers.
Are our transportation services covered?
You need Commercial Auto or Hired & Non-Owned Auto insurance for any vehicles used to transport seniors. This is one of the highest-risk activities for senior centers.
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