🏥 Mental Health Residential

Mental Health Residential Insurance

Insurance for residential mental health facilities, psychiatric group homes, and behavioral health residential programs across Arizona. Protect your residents, staff, and facility.

Fast quotes — often within 24 hours
🏆A-rated carriers only
📋Same-day certificates

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Protect your organization — fill out the form below.

No obligation. Protect your mission.

Unique Risks We Address

Every mental health residential faces specific risks. We make sure you're covered.

Resident self-harm
Medication errors
Elopement/wandering
Resident-on-resident incidents
Staff boundary violations
Restraint-related injuries
HIPAA violations
State licensing compliance
Coverage Options

Recommended Coverage

Tailored insurance products for mental health residential operations.

📋

Professional Liability (E&O)

Coverage for claims of negligence, errors, or omissions in the professional services your organization provides.

  • Service delivery errors
  • Advice & counsel claims
  • Program failures
  • Referral liability
🛡️

General Liability

Protects against bodily injury and property damage claims from your operations, premises, and programs.

  • Premises liability
  • Operations coverage
  • Personal & advertising injury
  • Medical payments
🔒

Abuse & Molestation

Critical coverage for organizations serving vulnerable populations — covers allegations of abuse or misconduct.

  • Abuse allegations
  • Investigation costs
  • Defense expenses
  • Background check gaps
🏢

Property & Contents

Covers your building, furnishings, equipment, and inventory against fire, theft, vandalism, and natural disasters.

  • Building coverage
  • Contents & equipment
  • Business interruption
  • Valuable papers
⚙️

Workers' Compensation

Required coverage for employees injured on the job — covering medical expenses, lost wages, and rehabilitation.

  • Medical expenses
  • Lost wages
  • Rehabilitation
  • Employer liability
💻

Cyber Liability

Protects against data breaches, ransomware attacks, and the costs of notifying affected individuals.

  • Data breach response
  • Ransomware coverage
  • Notification costs
  • Credit monitoring

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

What coverages are critical for residential mental health?
Professional Liability, Abuse & Molestation, and GL are essential. Residential facilities face heightened exposure due to 24/7 care of vulnerable individuals.
Does insurance cover restraint-related injuries?
Professional Liability covers claims of improper restraint use. Documented policies, staff training, and de-escalation protocols are essential for claims defense.
Are we covered for resident elopement?
Professional Liability covers claims of negligent supervision leading to elopement. GL covers injuries on your premises. Documented monitoring protocols are critical.
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