📖 Libraries

Library Insurance

Insurance for public libraries, private libraries, and library systems. Protect your collections, patrons, staff, facilities, and community programs.

Fast quotes — often within 24 hours
🏆A-rated carriers only
📋Same-day certificates

Get Your Free Quote

Protect your organization — fill out the form below.

No obligation. Protect your mission.

Unique Risks We Address

Every libraries faces specific risks. We make sure you're covered.

Patron slip & falls
Collection damage/theft
Computer lab data breaches
Program participant injuries
Meeting room rental liability
Children's program risks
ADA accessibility claims
Weather damage to building
Coverage Options

Recommended Coverage

Tailored insurance products for libraries operations.

🏢

Property & Contents

Covers your building, furnishings, equipment, and inventory against fire, theft, vandalism, and natural disasters.

  • Building coverage
  • Contents & equipment
  • Business interruption
  • Valuable papers
🛡️

General Liability

Protects against bodily injury and property damage claims from your operations, premises, and programs.

  • Premises liability
  • Operations coverage
  • Personal & advertising injury
  • Medical payments
💻

Cyber Liability

Protects against data breaches, ransomware attacks, and the costs of notifying affected individuals.

  • Data breach response
  • Ransomware coverage
  • Notification costs
  • Credit monitoring
👔

Directors & Officers (D&O)

Shields board members, officers, and volunteers from personal liability for organizational decisions.

  • Wrongful acts defense
  • Employment claims
  • Breach of duty
  • Regulatory actions
⚙️

Workers' Compensation

Required coverage for employees injured on the job — covering medical expenses, lost wages, and rehabilitation.

  • Medical expenses
  • Lost wages
  • Rehabilitation
  • Employer liability
📋

Professional Liability (E&O)

Coverage for claims of negligence, errors, or omissions in the professional services your organization provides.

  • Service delivery errors
  • Advice & counsel claims
  • Program failures
  • Referral liability

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

Does property insurance cover our entire collection?
Yes. Property coverage can include your book and media collection. We recommend a current inventory valuation for proper coverage limits. Special collections may need fine arts endorsements.
Do we need cyber insurance for patron computers?
Yes. Libraries offering public internet access and maintaining patron databases face data breach risks. Cyber Liability covers breach response, notification, and potential fines.
Are children's story time and programs covered?
Yes. General Liability covers injuries during library programming. For youth programs, consider adding Abuse & Molestation coverage as a best practice.
View All Nonprofit Insurance Services

Protect Your Libraries Today

Get the right coverage at the right price. We'll shop the market for you.