🏗️ Housing Authority

Housing Authority Insurance

Insurance for housing authorities, public housing agencies, and affordable housing organizations. Protect your properties, residents, board, and staff.

Fast quotes — often within 24 hours
🏆A-rated carriers only
📋Same-day certificates

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No obligation. Protect your mission.

Unique Risks We Address

Every housing authority faces specific risks. We make sure you're covered.

Tenant injuries
Property maintenance liability
HUD compliance
Lead paint exposure
Mold claims
Fair housing violations
Section 8 administration errors
Board decision liability
Coverage Options

Recommended Coverage

Tailored insurance products for housing authority operations.

🏢

Property & Contents

Covers your building, furnishings, equipment, and inventory against fire, theft, vandalism, and natural disasters.

  • Building coverage
  • Contents & equipment
  • Business interruption
  • Valuable papers
🛡️

General Liability

Protects against bodily injury and property damage claims from your operations, premises, and programs.

  • Premises liability
  • Operations coverage
  • Personal & advertising injury
  • Medical payments
👔

Directors & Officers (D&O)

Shields board members, officers, and volunteers from personal liability for organizational decisions.

  • Wrongful acts defense
  • Employment claims
  • Breach of duty
  • Regulatory actions
⚙️

Workers' Compensation

Required coverage for employees injured on the job — covering medical expenses, lost wages, and rehabilitation.

  • Medical expenses
  • Lost wages
  • Rehabilitation
  • Employer liability
📋

Professional Liability (E&O)

Coverage for claims of negligence, errors, or omissions in the professional services your organization provides.

  • Service delivery errors
  • Advice & counsel claims
  • Program failures
  • Referral liability
💻

Cyber Liability

Protects against data breaches, ransomware attacks, and the costs of notifying affected individuals.

  • Data breach response
  • Ransomware coverage
  • Notification costs
  • Credit monitoring

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

What are HUD insurance requirements?
HUD requires public housing authorities to maintain specific insurance coverages and minimum limits. We can review your HUD requirements and ensure your coverage is compliant.
Does our insurance cover lead paint claims?
General Liability may cover lead paint exposure claims depending on the policy. Environmental or Pollution Liability endorsements may be needed for comprehensive protection.
Are we covered for fair housing complaints?
D&O insurance covers defense costs for fair housing complaints and discrimination allegations brought against board members and management.
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