🏠 Shelters

Homeless & DV Shelter Insurance

Insurance for homeless shelters, battered persons' shelters, and transitional housing programs. Protect your residents, staff, and mission-critical operations.

Fast quotes — often within 24 hours
🏆A-rated carriers only
📋Same-day certificates

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No obligation. Protect your mission.

Unique Risks We Address

Every shelters faces specific risks. We make sure you're covered.

Resident-on-resident violence
Staff safety incidents
Confidentiality breaches (DV)
Medical emergencies
Substance abuse on premises
Property damage by residents
Fire safety
Child welfare concerns
Coverage Options

Recommended Coverage

Tailored insurance products for shelters operations.

🛡️

General Liability

Protects against bodily injury and property damage claims from your operations, premises, and programs.

  • Premises liability
  • Operations coverage
  • Personal & advertising injury
  • Medical payments
🔒

Abuse & Molestation

Critical coverage for organizations serving vulnerable populations — covers allegations of abuse or misconduct.

  • Abuse allegations
  • Investigation costs
  • Defense expenses
  • Background check gaps
📋

Professional Liability (E&O)

Coverage for claims of negligence, errors, or omissions in the professional services your organization provides.

  • Service delivery errors
  • Advice & counsel claims
  • Program failures
  • Referral liability
🏢

Property & Contents

Covers your building, furnishings, equipment, and inventory against fire, theft, vandalism, and natural disasters.

  • Building coverage
  • Contents & equipment
  • Business interruption
  • Valuable papers
👔

Directors & Officers (D&O)

Shields board members, officers, and volunteers from personal liability for organizational decisions.

  • Wrongful acts defense
  • Employment claims
  • Breach of duty
  • Regulatory actions
⚙️

Workers' Compensation

Required coverage for employees injured on the job — covering medical expenses, lost wages, and rehabilitation.

  • Medical expenses
  • Lost wages
  • Rehabilitation
  • Employer liability

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

What's the most important coverage for shelters?
General Liability, Abuse & Molestation, and Professional Liability form the critical foundation. Shelters serve highly vulnerable populations, making these coverages non-negotiable.
Does confidentiality coverage apply to DV shelters?
Yes. Professional Liability covers claims arising from confidentiality breaches — critical for domestic violence shelters where location disclosure can endanger residents.
Are we covered for resident-on-resident incidents?
General Liability covers injuries on your premises. Professional Liability covers claims of inadequate supervision or security. Both are important for shelter operations.
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