🛍️ Goodwill / Thrift Stores

Goodwill & Thrift Store Insurance

Insurance for Goodwill locations, thrift stores, and resale organizations. Protect your retail operations, donation centers, workforce programs, and facilities.

Fast quotes — often within 24 hours
🏆A-rated carriers only
📋Same-day certificates

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Protect your organization — fill out the form below.

No obligation. Protect your mission.

Unique Risks We Address

Every goodwill / thrift stores faces specific risks. We make sure you're covered.

Customer slip & falls
Product liability (donated goods)
Loading dock injuries
Employee injuries (warehouse)
Vehicle accidents (donation trucks)
Shoplifting/theft
Donation drop-off injuries
POS system data breaches
Coverage Options

Recommended Coverage

Tailored insurance products for goodwill / thrift stores operations.

🛡️

General Liability

Protects against bodily injury and property damage claims from your operations, premises, and programs.

  • Premises liability
  • Operations coverage
  • Personal & advertising injury
  • Medical payments
🏢

Property & Contents

Covers your building, furnishings, equipment, and inventory against fire, theft, vandalism, and natural disasters.

  • Building coverage
  • Contents & equipment
  • Business interruption
  • Valuable papers
⚙️

Workers' Compensation

Required coverage for employees injured on the job — covering medical expenses, lost wages, and rehabilitation.

  • Medical expenses
  • Lost wages
  • Rehabilitation
  • Employer liability
👔

Directors & Officers (D&O)

Shields board members, officers, and volunteers from personal liability for organizational decisions.

  • Wrongful acts defense
  • Employment claims
  • Breach of duty
  • Regulatory actions
🚗

Commercial Auto

Covers vehicles owned, leased, or used by your organization for transporting clients, supplies, or staff.

  • Owned vehicles
  • Hired & non-owned auto
  • Client transport
  • Volunteer drivers
💻

Cyber Liability

Protects against data breaches, ransomware attacks, and the costs of notifying affected individuals.

  • Data breach response
  • Ransomware coverage
  • Notification costs
  • Credit monitoring

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

Are we liable for injuries caused by donated products?
Potentially yes. General Liability includes Products & Completed Operations coverage, which responds to claims from defective donated items that injure buyers.
Does property insurance cover our donated inventory?
Yes. Property coverage can include your retail inventory. Since donated goods have a fluctuating value, we work with carriers that offer flexible valuation methods.
What coverage do we need for donation truck drivers?
Commercial Auto insurance covers your donation pickup trucks. If employees use personal vehicles for organization business, Hired & Non-Owned Auto fills the gap.
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