🍎 Food Banks

Food Bank Insurance

Insurance for food banks, food pantries, and hunger relief organizations. Protect your volunteers, recipients, donated goods, and facilities.

Fast quotes — often within 24 hours
🏆A-rated carriers only
📋Same-day certificates

Get Your Free Quote

Protect your organization — fill out the form below.

No obligation. Protect your mission.

Unique Risks We Address

Every food banks faces specific risks. We make sure you're covered.

Foodborne illness claims
Volunteer injuries
Delivery vehicle accidents
Spoiled food liability
Warehouse slip & falls
Forklift accidents
Donation contamination
Client injuries at distribution
Coverage Options

Recommended Coverage

Tailored insurance products for food banks operations.

🛡️

General Liability

Protects against bodily injury and property damage claims from your operations, premises, and programs.

  • Premises liability
  • Operations coverage
  • Personal & advertising injury
  • Medical payments
🏢

Property & Contents

Covers your building, furnishings, equipment, and inventory against fire, theft, vandalism, and natural disasters.

  • Building coverage
  • Contents & equipment
  • Business interruption
  • Valuable papers
👔

Directors & Officers (D&O)

Shields board members, officers, and volunteers from personal liability for organizational decisions.

  • Wrongful acts defense
  • Employment claims
  • Breach of duty
  • Regulatory actions
🚗

Commercial Auto

Covers vehicles owned, leased, or used by your organization for transporting clients, supplies, or staff.

  • Owned vehicles
  • Hired & non-owned auto
  • Client transport
  • Volunteer drivers
⚙️

Workers' Compensation

Required coverage for employees injured on the job — covering medical expenses, lost wages, and rehabilitation.

  • Medical expenses
  • Lost wages
  • Rehabilitation
  • Employer liability
📋

Professional Liability (E&O)

Coverage for claims of negligence, errors, or omissions in the professional services your organization provides.

  • Service delivery errors
  • Advice & counsel claims
  • Program failures
  • Referral liability

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

Are we liable if donated food makes someone sick?
The Federal Bill Emerson Good Samaritan Act provides some protection for food donations made in good faith. However, General Liability still provides important coverage for food safety claims.
Does insurance cover our delivery vehicles?
You need Commercial Auto or Hired & Non-Owned Auto insurance for delivery vehicles. This covers accidents during food pickup and distribution runs.
Are our volunteers covered during food drives?
General Liability covers claims arising from volunteer activities. For volunteer injury medical expenses, consider adding Volunteer Accident coverage.
View All Nonprofit Insurance Services

Protect Your Food Banks Today

Get the right coverage at the right price. We'll shop the market for you.