🆘 Crisis Centers

Crisis Center Insurance

Insurance for crisis intervention centers, hotlines, and emergency service organizations. Protect your staff, volunteers, and the vulnerable populations you serve.

Fast quotes — often within 24 hours
🏆A-rated carriers only
📋Same-day certificates

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Protect your organization — fill out the form below.

No obligation. Protect your mission.

Unique Risks We Address

Every crisis centers faces specific risks. We make sure you're covered.

Hotline advice liability
Client self-harm
Confidentiality breaches
Volunteer exposure
Crisis response injuries
Restraint-related claims
Failure to intervene
Emotional distress claims
Coverage Options

Recommended Coverage

Tailored insurance products for crisis centers operations.

📋

Professional Liability (E&O)

Coverage for claims of negligence, errors, or omissions in the professional services your organization provides.

  • Service delivery errors
  • Advice & counsel claims
  • Program failures
  • Referral liability
🛡️

General Liability

Protects against bodily injury and property damage claims from your operations, premises, and programs.

  • Premises liability
  • Operations coverage
  • Personal & advertising injury
  • Medical payments
🔒

Abuse & Molestation

Critical coverage for organizations serving vulnerable populations — covers allegations of abuse or misconduct.

  • Abuse allegations
  • Investigation costs
  • Defense expenses
  • Background check gaps
👔

Directors & Officers (D&O)

Shields board members, officers, and volunteers from personal liability for organizational decisions.

  • Wrongful acts defense
  • Employment claims
  • Breach of duty
  • Regulatory actions
🏢

Property & Contents

Covers your building, furnishings, equipment, and inventory against fire, theft, vandalism, and natural disasters.

  • Building coverage
  • Contents & equipment
  • Business interruption
  • Valuable papers
⚙️

Workers' Compensation

Required coverage for employees injured on the job — covering medical expenses, lost wages, and rehabilitation.

  • Medical expenses
  • Lost wages
  • Rehabilitation
  • Employer liability

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

Does professional liability cover hotline advice?
Yes. Professional Liability covers claims arising from advice given over crisis hotlines, including allegations that advice led to harm or that staff failed to intervene properly.
Are volunteer crisis counselors covered?
Volunteers acting within the scope of their duties are covered under General Liability. Professional Liability may also extend to trained volunteers providing crisis counseling.
What if a client harms themselves after contacting us?
Professional Liability covers defense costs and potential settlements for claims alleging failure to prevent self-harm. Strong protocols and documentation are essential.
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