🏛️ Community Centers

Community Center Insurance

Insurance for community centers, recreation centers, and civic facilities. Protect your programs, participants, staff, and facilities with comprehensive coverage.

Fast quotes — often within 24 hours
🏆A-rated carriers only
📋Same-day certificates

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Protect your organization — fill out the form below.

No obligation. Protect your mission.

Unique Risks We Address

Every community centers faces specific risks. We make sure you're covered.

Program participant injuries
Pool/gym accidents
Rental event liability
Youth program risks
Senior program falls
Kitchen/food liability
Facility maintenance claims
Parking lot incidents
Coverage Options

Recommended Coverage

Tailored insurance products for community centers operations.

🛡️

General Liability

Protects against bodily injury and property damage claims from your operations, premises, and programs.

  • Premises liability
  • Operations coverage
  • Personal & advertising injury
  • Medical payments
🏢

Property & Contents

Covers your building, furnishings, equipment, and inventory against fire, theft, vandalism, and natural disasters.

  • Building coverage
  • Contents & equipment
  • Business interruption
  • Valuable papers
👔

Directors & Officers (D&O)

Shields board members, officers, and volunteers from personal liability for organizational decisions.

  • Wrongful acts defense
  • Employment claims
  • Breach of duty
  • Regulatory actions
🔒

Abuse & Molestation

Critical coverage for organizations serving vulnerable populations — covers allegations of abuse or misconduct.

  • Abuse allegations
  • Investigation costs
  • Defense expenses
  • Background check gaps
⚙️

Workers' Compensation

Required coverage for employees injured on the job — covering medical expenses, lost wages, and rehabilitation.

  • Medical expenses
  • Lost wages
  • Rehabilitation
  • Employer liability
🚗

Commercial Auto

Covers vehicles owned, leased, or used by your organization for transporting clients, supplies, or staff.

  • Owned vehicles
  • Hired & non-owned auto
  • Client transport
  • Volunteer drivers

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

Does GL cover all our different programs?
Yes. General Liability covers bodily injury and property damage across all your programming — fitness classes, youth programs, senior services, and community events.
Are we liable when we rent our space to outside groups?
Potentially yes. Your GL may respond, but we strongly recommend requiring renters to carry their own insurance and name your center as additional insured.
What about pool or gym accidents?
General Liability covers injuries at your pool and gym. Having proper signage, certified lifeguards, and clear rules helps reduce risk and supports your defense in claims.
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