🏘️ Community Action Programs

Community Action Program Insurance

Insurance for Community Action Programs (CAPs), anti-poverty agencies, and community development organizations across Arizona. Protect your programs, staff, and the communities you serve.

Fast quotes — often within 24 hours
🏆A-rated carriers only
📋Same-day certificates

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Protect your organization — fill out the form below.

No obligation. Protect your mission.

Unique Risks We Address

Every community action programs faces specific risks. We make sure you're covered.

Client service injuries
Grant compliance failures
Board decision liability
Volunteer injuries
Transportation accidents
Weatherization program claims
Energy assistance disputes
Employment practices
Coverage Options

Recommended Coverage

Tailored insurance products for community action programs operations.

🛡️

General Liability

Protects against bodily injury and property damage claims from your operations, premises, and programs.

  • Premises liability
  • Operations coverage
  • Personal & advertising injury
  • Medical payments
👔

Directors & Officers (D&O)

Shields board members, officers, and volunteers from personal liability for organizational decisions.

  • Wrongful acts defense
  • Employment claims
  • Breach of duty
  • Regulatory actions
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Professional Liability (E&O)

Coverage for claims of negligence, errors, or omissions in the professional services your organization provides.

  • Service delivery errors
  • Advice & counsel claims
  • Program failures
  • Referral liability
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Property & Contents

Covers your building, furnishings, equipment, and inventory against fire, theft, vandalism, and natural disasters.

  • Building coverage
  • Contents & equipment
  • Business interruption
  • Valuable papers
⚙️

Workers' Compensation

Required coverage for employees injured on the job — covering medical expenses, lost wages, and rehabilitation.

  • Medical expenses
  • Lost wages
  • Rehabilitation
  • Employer liability
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Cyber Liability

Protects against data breaches, ransomware attacks, and the costs of notifying affected individuals.

  • Data breach response
  • Ransomware coverage
  • Notification costs
  • Credit monitoring

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

What insurance does a Community Action Program need?
CAPs need GL, D&O, Professional Liability, Property, Workers' Comp, and often Commercial Auto. Federal and state grants typically mandate specific coverage minimums.
Do federal grants require specific insurance?
Yes. Most CSBG funding requires specific coverage types and limits. We can review your grant requirements and ensure compliance.
Are our weatherization and energy programs covered?
Yes. GL covers claims from service delivery including weatherization work, energy assistance, and home repair programs.
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