Unique Risks We Address

Every boys & girls clubs faces specific risks. We make sure you're covered.

Youth participant injuries

Staff-to-youth misconduct

Field trip accidents

Pool/gym injuries

Bullying incidents

Volunteer screening gaps

Transportation liability

Food service claims

Coverage Options

Recommended Coverage

Tailored insurance products for boys & girls clubs operations.

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General Liability

Protects against bodily injury and property damage claims from your operations, premises, and programs.

Premises liability
Operations coverage
Personal & advertising injury
Medical payments

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Abuse & Molestation

Critical coverage for organizations serving vulnerable populations — covers allegations of abuse or misconduct.

Abuse allegations
Investigation costs
Defense expenses
Background check gaps

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Directors & Officers (D&O)

Shields board members, officers, and volunteers from personal liability for organizational decisions.

Wrongful acts defense
Employment claims
Breach of duty
Regulatory actions

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Property & Contents

Covers your building, furnishings, equipment, and inventory against fire, theft, vandalism, and natural disasters.

Building coverage
Contents & equipment
Business interruption
Valuable papers

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Workers' Compensation

Required coverage for employees injured on the job — covering medical expenses, lost wages, and rehabilitation.

Medical expenses
Lost wages
Rehabilitation
Employer liability

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Professional Liability (E&O)

Coverage for claims of negligence, errors, or omissions in the professional services your organization provides.

Service delivery errors
Advice & counsel claims
Program failures
Referral liability

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

What coverages are most critical for a Boys & Girls Club?

General Liability, Abuse & Molestation, and D&O are the top three. GL covers injuries, Abuse coverage protects against misconduct allegations, and D&O shields your board from personal liability.

Are our volunteer mentors covered?

Yes. Volunteers acting within the scope of their duties are covered under General Liability. However, robust background checks and training are essential risk management steps.

Does insurance cover our summer camp programs?

Yes. Your GL policy covers your regular programming and seasonal programs like summer camps, as long as the activities fall within your policy's scope. Notify your agent of any higher-risk activities.

Boys & Girls Club Insurance

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