📚 Before & After School

Before & After School Program Insurance

Insurance for before-school, after-school, and extended day programs. Protect your students, staff, and organization with coverage designed for youth programs.

Fast quotes — often within 24 hours
🏆A-rated carriers only
📋Same-day certificates

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Protect your organization — fill out the form below.

No obligation. Protect your mission.

Unique Risks We Address

Every before & after school faces specific risks. We make sure you're covered.

Student injuries during activities
Playground accidents
Unauthorized pickup
Allergic reactions
Bullying allegations
Staff misconduct
Transportation accidents
Field trip injuries
Coverage Options

Recommended Coverage

Tailored insurance products for before & after school operations.

🛡️

General Liability

Protects against bodily injury and property damage claims from your operations, premises, and programs.

  • Premises liability
  • Operations coverage
  • Personal & advertising injury
  • Medical payments
🔒

Abuse & Molestation

Critical coverage for organizations serving vulnerable populations — covers allegations of abuse or misconduct.

  • Abuse allegations
  • Investigation costs
  • Defense expenses
  • Background check gaps
📋

Professional Liability (E&O)

Coverage for claims of negligence, errors, or omissions in the professional services your organization provides.

  • Service delivery errors
  • Advice & counsel claims
  • Program failures
  • Referral liability
🏢

Property & Contents

Covers your building, furnishings, equipment, and inventory against fire, theft, vandalism, and natural disasters.

  • Building coverage
  • Contents & equipment
  • Business interruption
  • Valuable papers
⚙️

Workers' Compensation

Required coverage for employees injured on the job — covering medical expenses, lost wages, and rehabilitation.

  • Medical expenses
  • Lost wages
  • Rehabilitation
  • Employer liability
👔

Directors & Officers (D&O)

Shields board members, officers, and volunteers from personal liability for organizational decisions.

  • Wrongful acts defense
  • Employment claims
  • Breach of duty
  • Regulatory actions

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

Is abuse & molestation coverage required?
While not legally required, it is essential for any program working with minors. Most schools and parent organizations expect it, and it protects your organization from devastating allegations.
Are we covered during outdoor activities?
Yes. General Liability covers bodily injury during all program activities — indoor and outdoor — including playground time, sports, and field trips.
What if a child is picked up by an unauthorized person?
Professional Liability can cover claims arising from failure to follow pickup procedures. Strong protocols and staff training are also essential risk management.
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