🧩 ABA / Autism Therapy

ABA / Autism Therapy Insurance

Comprehensive insurance for ABA therapy providers, autism therapy clinics, and behavioral health practices across Arizona. Protect your therapists, clients, and practice.

⚡Fast quotes — often within 24 hours

🏆A-rated carriers only

📋Same-day certificates

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Unique Risks We Address

Every aba / autism therapy faces specific risks. We make sure you're covered.

Client injury during sessions

Allegation of improper techniques

Staff-to-client boundary issues

Parent complaints

HIPAA violations

Data breaches of treatment records

Home-visit liability

Supervision and credential claims

Coverage Options

Recommended Coverage

Tailored insurance products for aba / autism therapy operations.

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General Liability

Protects against bodily injury and property damage claims from your operations, premises, and programs.

Premises liability
Operations coverage
Personal & advertising injury
Medical payments

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Professional Liability (E&O)

Coverage for claims of negligence, errors, or omissions in the professional services your organization provides.

Service delivery errors
Advice & counsel claims
Program failures
Referral liability

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Abuse & Molestation

Critical coverage for organizations serving vulnerable populations — covers allegations of abuse or misconduct.

Abuse allegations
Investigation costs
Defense expenses
Background check gaps

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Property & Contents

Covers your building, furnishings, equipment, and inventory against fire, theft, vandalism, and natural disasters.

Building coverage
Contents & equipment
Business interruption
Valuable papers

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Workers' Compensation

Required coverage for employees injured on the job — covering medical expenses, lost wages, and rehabilitation.

Medical expenses
Lost wages
Rehabilitation
Employer liability

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Cyber Liability

Protects against data breaches, ransomware attacks, and the costs of notifying affected individuals.

Data breach response
Ransomware coverage
Notification costs
Credit monitoring

Frequently Asked

What insurance does an ABA therapy practice need?

ABA practices need Professional Liability (E&O), General Liability, Abuse & Molestation, Property, Workers' Compensation, and Cyber Liability for HIPAA compliance. D&O is also recommended if you have a board or multiple owners.

Does professional liability cover claims of improper therapy techniques?

Yes. Professional Liability (E&O) covers claims alleging negligent treatment, improper behavioral interventions, failure to make progress, and errors in treatment plans or assessments.

Are RBTs and BCBAs covered under our policy?

Yes. Your Professional Liability and General Liability policies cover all credentialed staff — RBTs, BCaBAs, and BCBAs — acting within the scope of their duties and qualifications.

Do we need coverage for in-home therapy sessions?

Yes. Both GL and Professional Liability extend to services provided in clients' homes. This is essential since many ABA therapy sessions occur in the home or community setting.