🎡 Festivals & Fairs

Festival & Fair Insurance

Insurance for festivals, county fairs, cultural celebrations, and large public gatherings.

Fast quotes — often within 24 hours
🏆A-rated carriers only
📋Same-day certificates

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No obligation. Free consultation.

Unique Risks We Address

Every festivals & fairs faces specific risks. We make sure you're covered.

Crowd management failures
Ride/attraction injuries
Food vendor illness claims
Alcohol-related incidents
Weather disruptions
Parking lot incidents
Performer injuries
Vendor property damage
Coverage Options

Recommended Coverage

Tailored insurance products for festivals & fairs operations.

🛡️

General Liability

Covers bodily injury and property damage claims arising from your event.

  • Attendee injuries
  • Property damage
  • Vendor liability
  • Venue damage
🍷

Liquor Liability

Essential if alcohol is served or sold. Covers claims from intoxicated guests.

  • Alcohol-related injuries
  • Property damage
  • Host liquor liability
  • Licensed server coverage
📅

Event Cancellation

Reimburses non-recoverable expenses if your event is cancelled due to covered causes.

  • Weather cancellation
  • Venue unavailability
  • Vendor no-show
  • Forced relocation
🎤

Equipment & Property

Covers rented or owned event equipment — staging, sound, lighting, tents.

  • Rented equipment
  • Owned equipment
  • Staging & tents
  • Sound & lighting
🏥

Participant Accident

Pays medical expenses for attendees or participants injured, regardless of fault.

  • Attendee injuries
  • Participant accidents
  • No-fault medical
  • Emergency coverage
🚗

Hired & Non-Owned Auto

Coverage for vehicles used in connection with the event.

  • Shuttle services
  • Delivery vehicles
  • Rented vehicles
  • Volunteer drivers

Serving All of Arizona

📍 Phoenix 📍 Tucson 📍 Mesa 📍 Chandler 📍 Scottsdale 📍 Glendale 📍 Gilbert 📍 Tempe 📍 Peoria 📍 Surprise 📍 Yuma 📍 Flagstaff

Frequently Asked

How much GL do we need for a large festival?
For 1,000+ attendees, we recommend $1M-$2M per occurrence with $2M-$5M aggregate. Higher if alcohol is served or rides are present.
Does insurance cover rides and attractions?
Ride operators should carry their own GL. Your event GL covers general premises liability. Require certificates from ride vendors.
What if weather forces cancellation?
Event Cancellation coverage reimburses non-recoverable deposits and expenses. Purchase it well before the event.
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